Specialty MGA - Agriculture, Forestry, and Parametrics

Agriculture, Forestry and Parametrics

Innovative Protection for Natural Assets

Our specialist forestry team provides expert insurance solutions across the entire forestry ecosystem. We serve independent forest owners, commercial enterprises, crop tree and orchard operations, saw log producers, timber merchants, real estate investment trusts, timber investment/forest management organisations, alternative investment firms, and regional forest owner associations.

We design tailored protection that evolves with the industry, from small-scale growers to international corporations, combining traditional coverage with cutting-edge parametric solutions.

Standing Timber Product

Our flexible standing timber coverage adapts to each client’s unique requirements and exposure profile:

Coverage can be tailored to suit each client’s specific forest operation
Standard fire product covers FLEXA perils (fire, lightning, explosion and aircraft)
Windstorm protection includes hurricanes, typhoons, tropical storms and tornados
Timber or industrial tree plantations are insured at an agreed value per hectare

Parametric Forestry Wildfire Cover

Our innovative data-driven approach transforms forestry protection:

Utilises modern satellite-based technology with machine learning algorithms for precise risk assessment
Delivers faster claim payment processes compared to traditional indemnity products
Extends parametric protection beyond forestry to additional agricultural classes

Value at Risk Product

Our value at risk approach optimises protection while controlling premium costs:

Features pre-agreed salvage rates for operational certainty
Insures only the timber value that cannot be recovered following loss events
Generates lower premiums through this targeted approach
Salvage ownership remains with the insured, preserving potential recovery value

Comprehensive Peril Coverage

Our policies address the full spectrum of threats to forestry assets:

Fire – Protection against wildfire and controlled burns that escape
Windstorm – Coverage for damage from high winds and storm events
Hail – Protection against impact damage to trees and crops
Frost – Coverage for cold weather damage during vulnerable growth periods
Rainfall deficiency – Protection against drought conditions
Flood – Coverage for excessive water damage to forest assets
Snow and ice storm – Protection against accumulation damage
Malicious damage – Coverage for intentional harm to forest resources

Optional Enhancements

Customise your protection with additional coverages to create a comprehensive programme:

Fire fighting costs – Coverage for expenses incurred defending against fire threats
Debris removal costs – Financial support for post-loss clean-up operations
Aerial photography costs – Coverage for assessment and documentation expenses
Claims preparation costs – Support for professional fees during claim processes
Re-establishment costs – Financial assistance for replanting and restoration
Plantation infrastructure – Protection for supporting assets and equipme

Standard Exclusions

Our policies typically do not cover:

Tsunami – Damage from seismic sea waves
Subterranean fire – Underground combustion events
Pests and disease – Biological threats to tree health