Specialty MGA - Affinity and Bancassurance

Affinity and Bancassurance

Tailored Protection for Group Members

Affinity group insurance schemes provide greater control over risk management while capturing new cost efficiencies, reducing claims frequency, and enhancing member safety. We develop innovative added-value products and services for group members including banks, financial institutions, leasing companies, associations and other collectives.

Our bespoke packages complement day-to-day needs, lifestyles and activities, creating distinctive value propositions that strengthen member relationships and drive engagement.

Comprehensive Coverage Solutions

Our extensive product portfolio addresses the diverse protection needs of affinity groups and financial institutions:

Motor Products

We offer comprehensive automotive protection solutions that enhance vehicle ownership experiences:

Auto Extended Warranty

Extended mechanical breakdown coverage beyond manufacturer warranties

B&W Goods Warranty

Protection for home appliances and electronic devices

EW for other products

Coverage for Solar Panels, Plant & Equipment and other assets

Guaranteed Asset Protection

Financial security against vehicle depreciation

Tyre and Wheel Protection

Coverage for damage to essential vehicle components

Our vehicle-related benefits include enhanced protection and convenience services:

Car Return / Satisfaction

Purchase protection guarantees for vehicle acquisitions

MOT

Coverage for repair costs arising from annual testing requirements

Cosmetic / Minor Damage (Dent & Ding)

Solutions for maintaining vehicle appearance

Collision Damage Waivers

Protection against rental vehicle damage costs

Excess Protection

Coverage for insurance policy excess amounts

We also provide lifestyle support related to vehicle ownership:

Involuntary Loss of Employment

Financial protection for vehicle-related payments

Roadside Assistance

Emergency support for vehicle breakdowns

Replacement Car

Alternative transportation solutions when vehicles are unavailable

Concierge Service

Premium assistance for travel and vehicle-related needs

Lounge Access

Privileged waiting facilities during vehicle servicing

Additional vehicle protection extends to:

Windscreen Damage

Coverage for glass repair and replacement

Passengers’ PA

Personal accident protection for vehicle occupants

Baggage Damage

Protection for belongings during transportation

Pet Insurance whilst in Car

Coverage for animals during vehicle journeys

All Risks and Electrical Warranty

Our protection extends to valuable personal items and everyday electronics:

Mobile Phone and other electronic Gadgets – Coverage against damage and theft
Brown and White Warranty – Extended protection for home appliances
Bicycles – Comprehensive coverage for cycling equipment
Jewellery – Protection for valuable personal items
Satellite TV – Equipment coverage and service guarantees
Spectacles – Protection for eyewear against damage and loss
Home Repairs – Coverage for domestic maintenance issues

Added Value and Ancillary Products

We create differentiated benefits that complement core financial services:

Excess Damage Waiver – Protection against insurance excess payments
Collision Damage Waiver – Vehicle rental damage protection
Identity Theft, Loss of Wallet – Security against fraudulent activity
Loss of Passport and Documents – Assistance with replacement of essential documents
Misuse of credit/debit cards – Protection against unauthorised transactions
Premium Waiver – Continued coverage during financial hardship
Ticket / Event Insurance – Protection for entertainment purchases
ATM Assault – Security during banking transactions
Other affinity and bancassurance products – Customised solutions for specific group needs

Pet Insurance

Comprehensive protection for animal companions:

Vet Fees and Surgery – Coverage for medical treatment costs
Third Party Liability – Protection against damage or injury caused by pets
Loss by Theft – Financial compensation for stolen animals
Advertising for Reward – Support for locating lost pets
Kennel / Cattery Fees – Coverage for accommodation during owner hospitalisation
Holiday Cancellation – Reimbursement for trips cancelled due to pet illness
Death Benefit – Financial support following pet mortality
Travel – Protection for pets during journeys

Market Focus

Our affinity and bancassurance solutions are particularly well-suited to:

Banks and other financial institutions – Enhancing customer relationships through value-added services
Bancassurance – Integrating insurance products with banking operations
Other affinity groups or associations – Creating customised protection for member organisations
Airline and Shipping Companies – Developing travel-related insurance benefits
Auto company / Dealers – Enhancing vehicle purchase and ownership experiences
Large Real Estate Companies – Providing property-related protection programmes
Asset Management Companies – Creating financial security enhancements
Small groups – Offering accessible protection solutions for limited membership organisations