loading...
logo

Innovative Coverage Options

We offer a comprehensive suite of accident and health protections designed to provide security and peace of mind for organisations and their people:

  • Accidental Death – Financial protection for beneficiaries following accidental fatality
  • Permanent/Temporary Total Disablement – Income protection for individuals unable to perform any occupation
  • Permanent/Temporary Partial Disablement – Support for those partially restricted in occupational duties
  • Critical Illness Insurance – Lump sum benefits upon diagnosis of specified serious conditions

Our solutions extend beyond traditional accident coverage to include specialised protections that address modern business needs:

  • Key Person Insurance – Protection against business impact from illness/injury to essential personnel
  • Parametric Travel Disruption Covers – Immediate, trigger-based compensation for travel interruptions
  • Emergency Evacuation and Repatriation – Urgent transportation services during medical emergencies
  • Business Travel and Holiday Travel Insurance – Comprehensive protection for employees while travelling

For organisations with specific healthcare requirements, we develop tailored solutions including:

  • Air Travel Personal Accident Insurance – Specific coverage for aviation-related incidents
  • Expatriate Medical Insurance – Tailored healthcare solutions for internationally mobile employees
  • Group Medical Insurance – Collective healthcare benefits for organisational workforce
  • Medical Expenses Schemes – Customised arrangements for healthcare cost management
  • Loss Of Licence Programmes – Financial security for professionals dependent on specific licences
  • Employee Benefit Schemes – Integrated health and accident protection as part of compensation packages
  • Sports Insurance – Specialised protection for athletes and sporting organisations

Market Focus

Our solutions serve a diverse range of sectors and organisation types, with particular expertise in delivering value to:

  • Banks – Employee protection and client-focused insurance programmes
  • Corporates – Comprehensive employee benefit solutions across industries
  • Hospitals – Specialised staff coverage and liability protection
  • Managed Care Organisations – Collaborative risk solutions for healthcare providers

We maintain strong relationships with distribution partners including:

  • Managing General Agents – Partnership opportunities for extended distribution
  • Third Party Administrators – Efficient claims handling and administration

Our flexible approach allows us to create effective solutions for:

  • All Commercial Entities – Customised solutions regardless of size or sector
  • Associations and Affinity Groups – Bespoke programmes for member organisations
  • Sports – Tailored protection for teams, leagues and individual athletes
  • Small Groups – Accessible solutions for businesses with limited personnel

Expert Guidance

Our dedicated specialists bring deep industry knowledge and creative problem-solving to every client relationship. We work closely with you to understand your unique requirements and develop solutions that provide meaningful protection while optimising value.
Your Dedicated Specialist
Snehal Keskar
Senior Underwriter, Special Risks